Privacy Policy

Wealth Transfer Solutions, Inc. d/b/a Scott Keffer International (“SKI”) is deeply committed to your right to privacy and takes your privacy seriously. In thisprivacy policy statement (the “Privacy Policy”), the words “you” and “your” refer to each web site visitor or user, “we”, “us” and “our” refers to SKI, and “Services” refers to all services provided by us.

SKI has prepared this Privacy Policy to describe our collection, use, and disclosure of your personal information through the Site. This Privacy Policy is incorporated into the Terms of Use Agreement. The Site willcollect, use, and disclose your personal information as described in this Privacy Policy.

Through the combination of both internal and third party tracking code as well as cookies, we track the following
categories of information when a visitor enters the Site: (1) IP address, (2) domain servers, (3) type of computer used to access the Site, (4) types of web browsers (collectively “Anonymous Data”). Such data does not collect information that identifies you as an individual. The Site uses Anonymous Data for general marketing purposes and to help enhance customer experience on the Site.

We may use third-party advertising companies to serve ads on our behalf. These companies may employ cookies and action tags also known as single pixel gifs or web beacons to measure advertising effectiveness. Any information that these third parties collect via cookies and action tags is completely anonymous.

For you to access certain services that we offer through the Site, we may require you to provide us with information that can identify you as an individual (“Personally Identifiable Information”). Personally Identifiable Information includes: (i) “Contact Data” (such as your first and last name, physical street address, city, state, zip code, phone number and email address), (ii) “Financial Data” (such as your credit card number, expiration date, and verification code), (iii) “Legal Data” (such as your social security number, mortgage information, and automobile information).

Please note that Contact Data and Anonymous Data is used to gather general statistics regarding our customers and
visitors, in order to enhance the consumer experience on the Site. We may also use demographic data in a manner that does not identify you specifically or allow you to be contacted but does identify certain criteria about our users in general. For example, we may inform third parties about the number of registered users, number of unique visitors, and the pages most frequently browsed.

We use your Contact Data to provide you with special information and promotions regarding our products or to
contact a customer regarding an order or to respond to a question or request. Any Financial Data gathered is used for the purposes of processing or completing the financial transaction for your order.

If you post information on any of our chat groups, message boards or forums, such information you provide may be
available to other members of the Site and other Site visitors. You should use caution when deciding to disclose your personal information in these venues as we do not control who may participate in these interactive forum.

Also, please be advised that certain personal information becomes public record upon the filing of documents with the state or the court. For example, the corporate name, business address and the name of the registered agent become public information upon the filing of articles of incorporation. In many cases, the Secretary of State will provide this information to third parties for a fee. The U.S. Patent &Trademark Office will also make public the names and addresses of trademark registrants. In some states, fictitious business names, including the name and address of the business owner, must be published in a newspaper. The Site’s Privacy Policy does not cover actions by these third parties.

You may choose not to provide us with any Contact Information. In such an event, you can still access and use
some portions of the Site; however you will not be able to access and use portions of the Site that require your Contact Information.

Except as described in this Privacy Policy, we will not share your Contact Information with third parties, except as provided for herein and/or unless such disclosure is necessary (as determined in our sole discretion) to: (a) comply with a court order or other legal process; (b) protect the rights, property, and/or safety of the Site, SKI, or any third party; or (c) enforce the Terms of Use.

We use reasonable measures to maintain the security of your Contact Information. However, no company, organization, or online community, including the Site and SKI, can fully eliminate security risks associated with personal information.

We may provide your personal information to third party service providers who work on behalf of or with SKI and the Site to provide some of the services and features of the Site and to help us communicate with the members of our Site. However, these service providers do not have any independent right to share this information (expect pursuant to a legal requirement such as a subpoena or warrant).

We may share some or all of your personal information with our parent company, subsidiaries, joint ventures, or other companies under a common control (“Affiliates”), in which case we will require our Affiliates to honor this Privacy Policy.

If the assets related to the Siteare acquired by another company that company will possess the personal information collected by us and it will assume the rights and obligations regarding your personal information as described in this Privacy Policy.

The Site has security measures in place to minimize the loss, misuse, destruction, and/or alteration of the information that you provide us or that we obtain from you. We take reasonable measures to protect your information, however, no system is 100% foolproof. We will have no liability however to you or to any third-party arising out of any such loss, misuse, destruction, or alternation.

Our Site contains links to other third-party websites (“Linked Websites”). We are not responsible for the privacy practices or the content of the Linked Websites. If you choose to visit other websites, we are not responsible for the Privacy Practices or content of those other websites, and it is your responsibility to review the Privacy Policies on those websites to confirm that you understand and agree with their policies.

As discussed above, we may also make chat groups, forums, and message boards (hereinafter and collectively known as “Chat Rooms”) available to you, but please understand that any information you disclose in these Chat Rooms becomes public information and accordingly, such information is not subject to this Privacy Policy. We have no control over what you input into Chat Rooms, therefore you should exercise caution when deciding to disclose any personal information in Chat Rooms.

We reserve the right, at any time and without notice, to add to, change, update or modify this Privacy Policy, by posting such change, update, or modification on the Site. Any such change, update, or modification will be effective immediately upon posting.

If you have any questions about this Privacy Policy, or your dealings with the Site, you can contact Sharon Dorbritz at